Find a branch. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). Edit your nrma green slip renewal online. The Green Slip Check is a quick and easy way to get a CTP Green Slip quote comparison from all insurers, for the most common vehicle types. This does not apply to used vehicles or plug-in hybrid vehicles. vehicle report and it s just 29 50 for nrma members rrp 36 95 when you ve found the. The Green Slip Check is a quick and easy way to get a CTP Green Slip quote comparison from all insurers for the most common vehicle types and circumstances. Renew the registration on a vehicle with outstanding defects. You can renew registration for most vehicles online if they are still registered or if it has been unregistered for less than12 months. Looked at it and it said $590. 2023 Honda Civic Type R power and handling. Find a branch. BPAY. What type of policy would you like to pay for? Renew your existing insurance or pay for a new policy with NRMA Insurance Car Insurance CTP Home Travel Business & more. The first claim you make between the start of your policy and your first renewal notice (for a new policy), or between your last renewal notice and your next one won’t affect your No Claim. AAI LIMITED TRADING AS GIO. Speak to A Real Person We provide provide competitively priced CTP Greenslips for both private and business vehicles. The data show reflects the period of 1 April 2022 to 31 March 2023. Renewal notices are sent out 4-6 weeks prior to the renewal due date. If your policy number starts with MOT, call 132 132 (7am–8pm)Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. NRMA Insurance is part of the Insurance Australia Group. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. Renew online Join online Change Membership details online. Get peace of mind on the road with unlimited roadside. Definitions. Update your payment details. * National Roads and Motorists' Association. ** A CTP Green Slip counts towards your NRMA Insurance Loyalty Discount Policy Count, but you don’t receive an NRMA Insurance Loyalty Discount on the cost of your CTP Green Slip. Log. NRMA Insurance acknowledges the Traditional Owners of the lands across Australia as the continuing custodians of land and waterways in which we live and work. Yes, if you want to pay for your Green Slip well before or after your registration's due, there are some extra things you have to do. (please note, you must pay your CTP Green Slip before registration). On the 21st day and they didn't explain, when I call them ba k they told me a refund will take 16-20 business days. We understand many people are looking for ways to personally help out and make a positive difference. You can also renew by calling us on 132 132, visiting one of our branches or your nearest Australia Post office. 02. Business Insurance. Applying the one percentage to two variable costs delivers two different results. NRMA Insurance Online Account. Step 3: Find your most recent renewal statement and click 'View". Call 1800 032 220 to start your Compulsory Third Party (CTP) Insurance claim in NSW or QLD. Any advice provided is general advice only and does not take into consideration your objectives, financial situation or needs. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. And don’t forget, your Membership is much more than just great roadside. Remember, not all branches take cash payments, so check with your branch before you go. Attack a few corners and it’s clear the Z still benefits from the classic ‘driver’s car. We found 97 results for "ctp renewal" Business Insurance renewals & payments. Of course, driving an unregistered car is illegal, but oversights can and do occur, especially now that windscreen stickers with the renewal date don’t exist anymore. NRMA Insurance cover you up to $75 per day for a hire car until your car’s recovered and. Making a CTP Insurance Payment in NSW is Easy with GIO Offering Multiple Payment Methods - Visit Us Online or Give Us a Call for More Information. 3 (41) NRMA. Find a branch. Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. 07 AM. NRMA Insurance acknowledges the Traditional Owners of the lands across Australia as the continuing custodians of land and waterways in which we live and work. “NRMA” provides Membership, the “my nrma app” and other services. CTP Renewal - How Much Information Is Required. ^On existing eligible policies, the discount will apply from the date of your next policy renewal. ^ On existing eligible policies, an rate will applies from the date of owner next policy renewal. Pay for your CTP Green Slip renewal over the counter at your nearest branch. Step 3: In ‘Settings’, tap ‘My details’. Our cover for vintage and classic cars is bespoke like your vehicle. There are three main types of car insurance: comprehensive car insurance, third party insurance and compulsory third party (CTP) insurance. From the end of December 2022, motor, home, landlord and leisure customers will start to receive an invitation to renew with NRMA Insurance as their policy becomes due for renewal. Safety checks, inspections and vehicle changes. Insurance issued by Insurance Australia Limited ABN 11 000 016 722 trading as NRMA Insurance. This will be shown on your policy document. So if your vehicle is involved in an accident, your CTP policy can help with things like medical costs for the people injured because of the accident. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer. If you're a business Member please call 1300 369 349 and select option 1. NRMA Insurance is part of the Insurance Australia Group. Find a branch. To make sure a policy is current: See if it’s marked cancelled or inactive. Request roadside assistance and track us on our way. This invitation letter will explain the renewal process, as well as any changes between your current SGIC policy and the new NRMA Insurance policy. I always had it as business and it was around $1100. for 24/7 business roadside assistance. Pay for your CTP Green Slip renewal over the counter at your nearest branch. *. Cover is different for Comprehensive Plus and Comprehensive Basics. From 1 March 2021 the Personal Injury Commission manages CTP / workers compensation disputes. You will not have Driver Protection Cover. Find a branch. Get a quote online!. Find a branch. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. Pay for your CTP Green Slip renewal over the counter at your nearest branch. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. If you a re injured in the road, this information can help you know what to expect from the insurer managing your claim. Our templates are regularly updated according to the latest legislative changes. Pay for your CTP Green Slip renewal over the counter at your nearest branch. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. Some policies such as CTP Green Slip Insurance count towards your Policy Count but do not receive the Loyalty Discount. Remember, not all branches take cash payments, so check with your branch before you go. Pay for your CTP Green Slip renewal over the counter at your nearest branch. (please note, you must pay your CTP Green Slip before registration). NRMA Insurance is part of the Insurance Australia Group. Pay for your CTP Green Slip renewal over the counter at your nearest branch. Compulsory Third Party (CTP) insurance (known as a Green Slip in New South Wales) is, as the name suggests, mandatory. Policies eligible for the NRMA Insurance Loyalty Discount include Motor, Home, Landlord, Boat, Caravan and Trailer. NRMA Insurance is part of the Insurance Australia Group. Winner. Get a car insurance quote today in NSW, QLD, TAS, ACT, WA, SA or NT. BPAY payments can take up to 3 business days to process and another 7 days for you to receive your Certificate of registration in the mail. Highlight relevant segments of your documents or blackout delicate information with tools that signNow gives particularly for that purpose. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. Pay for your CTP Green Slip renewal over the counter at your nearest branch. Pay for your CTP Green Slip renewal over the counter at your nearest branch. Part of it is the multi policy discount. These terms and conditions (“Terms and Conditions”) apply to the NRMA Insurance HBF “$100 Virtual eGift Card” offer (“Offer”). The Green Slip Check is a quick and easy way to get a CTP Green Slip quote comparison from all insurers for the most common vehicle types and circumstances. What you need. If you live in NSW and need to renew your AAMI CTP Green Slip Insurance, then we keep the process pretty simple! Good to go? The process will only take a couple of minutes. It doesn’t cover the damage caused to or by the motorist’s vehicle – that damage is covered under RACQ Insurance’s suite of. Remember, not all branches take cash payments, so check with your branch before you go. com. Yes, if you want to pay for your Green Slip well before or after your registration's due, there are some extra things you have to do. ~Kaz. Information about these test cases is available on the Insurance Council of Australia. To renew your membership online, visit NRMA * or renew using BPAY. To login, enter the details below. At NRMA Insurance our fraud and security teams are continually working to better safeguard your personal information to protect you against scams. CTP covers your. The following tips can help you complete Ctp Cancellation Form Nrma quickly and easily: You can pay for your CTP Green Slip: Online By calling us on 131 144 At your local branch By post (complete the payment slip on your policy certificate and send it to NRMA Insurance, Reply Paid 9871, Sydney NSW 2000) Renewal payments. Whether you already own an electric car in Australia, are in the market for one or just want to stay up to speed with the latest electric, hybrid and plug-in hybrid car news, reviews. From 1 July 2022, NRMA Insurance will replace SGIC for new and renewing CTP policies. benefits that come with membership. 00. Remember, not all branches take cash payments, so check with your branch before you go. Fill out the necessary boxes which are colored in yellow. Doing this online turned out not to be simple because the management was in my husband's login whereas the new CTP policy had to be in my name given that I am the registered operator of the vehicle. Edit your nrma green slip renewal online. Find a branch. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. Remember, not all branches take cash payments, so check with your branch before you go. Keys Plus: $2. Business Insurance. Your car’s covered if NRMA Insurance agree it was the other driver's fault and you have their name, address and rego number. Your monthly spending: $950. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. Find a branch. Call us on 132 132 to include accessibility modifications in your quote. Sign in. Pay for your CTP Green Slip renewal over the counter at your nearest branch. Find a branch. Pay by credit card by calling 133 723, 7 days a week. On 1 January 2014, NRMA ceased to operate as a licensed CTP insurer in Queensland. Renew or make payments. Join Australia's largest roadside assistance network from just $10. ^ † On existing eligible policies, the discount will apply from the date of your next policy renewal. NRMA Insurance is part of the Insurance Australia Group. 5 tonnes GVM, buses or fleets. Sign it in a few clicks. Pay for your CTP Green Slip renewal over the counter at your nearest branch. If you have an NRMA Insurance policy, save on. On agreed value policies, cover is limited to the agreed value. An eSafety check costs $42 (for light vehicles) and are only required in NSW. Call 1800 032 220 to start your Compulsory Third Party (CTP) Insurance claim in NSW or QLD. What to do if. Remember me Want to log in without your password? Send a verification code instead OR Register as a new user Having trouble logging in or. 99 a month. trading as NRMA Insurance. There have been two test cases in relation to business interruption cover and COVID-19 impacts. Injuries caused by a trailer when attached to the vehicle. Pay for your CTP Green Slip renewal over the counter at your nearest branch. • Australia's largest roadside assistance. Request roadside assistance. Renew and chooseyour online offer. Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. Step 6: Scroll towards the bottom of the. NRMA Comprehensive Motorcycle Insurance provides you with cover for your motorcycle against accidental damage, collision or crash, earthquake, explosion, fire, flood, storm, theft or attempted theft, tsunami, vandalism or a malicious act. in NSW, QLD, ACT, TAS, SA, WA and the NT and in NSW, QLD, ACT, SA and WA. Save up to 25% depending on your entire Policy Count. *. The only real cabin noise comes from some tyre roar courtesy of the 19-inch rims and low-profile tyres. Remember, not all branches take cash payments, so check with your branch before you go. I paid my ctp just on the 21 days after Rego expired, they took the money for 6 months without letting me know that I am unable to renew my Rego. There's nothing you need to do. CTP Green Slip renewals and payments | NRMA Insurance Pay for your CTP Green Slip Pay online in less than 2 minutes Pay online Pay online Where to find your policy number Check your policy document, or find it when you log in to your account. Eligible Recipients (see paragraph 2) agree to be bound by these Offer Terms and Conditions. 13 11 22. Over the past year, NRMA Insurance has expanded its operations in South Australia. How to renew your AAMI Green Slip. Read a full analysis of discounts offered by insurers. Pay for your CTP Green Slip renewal over the counter at your nearest branch. If you are concerned, you can contact us here 132 132. Re-Registration. 01. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. NRMA Insurance offers a free extra benefit with its green slip, known as At-Fault Driver Cover. Policies eligible for the NRMA Insurance Loyalty Discount. Remember, not all branches take cash payments, so check with your branch before you go. Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Caravan insurance. Injuries caused by a trailer when attached to the vehicle. You’ll need: to ensure your details are up to date. Go to Sign -> Add New Signature and select the option you prefer: type, draw, or upload an image of your handwritten signature and place it where you need it. If you buy a new car from a dealer, your CTP will be included in your on-road costs. More policies such more CTP Green Slip Insurance count towards your Policy Count but do not welcome the Loyalty Discount. I thought it was expensive last year as it was . How's my NSW CTP Green Slip premium calculated? Your NSW CTP Green Slip premium is calculated based on a number of factors about you and your vehicle, some of which are set by The NSW State Insurance Regulatory Authority (SIRA) including: The type of vehicle you drive. How to change and eSign nrma cancellation without breaking a sweat. Complete the payment slip on your policy certificate and post it to: NRMA Insurance. Simply log in to the app. Simply download or update the My NRMA app and start enjoying all the great. Find a branch. Find a branch. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). We're here to help, whether you are broken down, have an enquiry about insurance or a general enquiry. Can renew at Post Office. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). Remember, not all branches take cash payments, so check with your branch before you go. Find a branch. your renewal notice from AAMI. *. If the motor vehicle accident happened on or after 1 December 2017 and you were injured in it, you may be entitled to make a CTP claim – regardless of who was at fault. If you get into an accident that causes an injury, your CTP Green Slip covers costs like medical treatment and lost income. 03. Renew your membership. Find a branch. * National Roads and Motorists' Association Limited, ABN 77 000 010 506, trading as NRMA, is. Towing map - Metro, country and remote areas | Direct debit terms and conditions. 1. Pay for your CTP Green Slip renewal over the counter at your nearest branch. Remember, not all branches take cash payments, so check with your branch before you go. Step 5: In the section "Your renewal notice", select the ‘Email’ option in the dropdown menu. Make sure your policies are paid on time, so you don’t lose coverage. just got my NRMA renewal the other day. Reply Paid 9871. Policies eligible for the NRMA Insurance Loyalty Discount include Motor, Home, Landlord, Boat, Caravan and Trailer. Pay for your CTP Green Slip renewal over the counter at your nearest branch. 1800 634 686. *. The Stamp Duty is a fixed 11% of the CTP Insurer Premium, GST on the CTP Insurer Premium and CTP Scheme Services fee combined. Remember, not all branches take cash payments, so check with your branch before you go. Find a branch. Pay for your CTP Green Slip renewal over the counter at your nearest branch. Gold members. Annual. Protect your pride and joy with Veteran, Vintage and Classic Car Insurance from NRMA Insurance. Login without password. What's more, our Comprehensive Insurance covers any licensed rider who rides. The price and value of the CTP insurance was far more affordable with comparable Australian suppliers and I recently changed providers. From 1 July 2022, NRMA Insurance will replace SGIC for new and renewing CTP policies. Choose NRMA Insurance for your next trip and enjoy: Unlimited cover for approved medical and hospital expenses incurred overseas with our international plans. Draw your signature, type it, upload its image, or use your mobile device as a signature pad. Call 1800 646 605 (8am–8pm, Mon–Fri & 8am–4pm, Sat–Sun) Contact us. Pay for your CTP Green Slip renewal over the counter at your nearest branch. You can pay by cash, cheque, EFTPOS, or credit card at your nearest Post Office. We constantly monitor and take action to increase security as required. because traditionally CTP prices were always $200-300 from memory. What can I claim for under NSW CTP Green Slip Insurance? If you're injured in a motor vehicle accident caused by a vehicle with an NRMA NSW CTP Green Slip, we can help you with your recovery and return to work. NRMA Insurance covers your medical expenses, lost income and other people's injuries from an accident you cause. Get an online quote for cars in NSW, QLD, TAS, ACT, WA, SA and NT. You can access your account where you can manage your details and services for your. 5 tonnes, or. *. Find your Business Insurance policy and select View policy. Find a branch. 02. If your payment details haven't transferred successfully and you don't have a copy of your CTP Green Slip or a CTP policy receipt, Service NSW won't be able to process your registration. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. Complete a Vehicle Identity and Safety Check (formerly Blue Slip). CTP insurance doesn’t cover damage to your. All round roadside cover for just $20. Just renewed my CTP over the phone with NRMA but they didn't ask questions like how many km's does the car travel each year, private or business use, etc. (25 years to 49 years of membership) Gold Plus. 2. Find a branch. Pay for your CTP Green Slip renewal over the counter at your nearest branch. A CTP Green Slip is a must-have for NSW drivers. Subjects and setting: 559. Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Edit your nrma ctp cancellation form online. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. Find a branch. Mobile app Step 1: Sign into the mynrma app. 8 to 2 million a year, representing an annual growth rate of about 60 per cent and exceeding Tesla's long-term target of 50 per. * National Roads and Motorists' Association. Find a branch. My NRMA membership offers members discounts on insurance, fuel, dining, holidays, movie tickets, attractions and more. All this, along with improved and simpler navigation. You can also renew by calling us on 132 132, visiting one of our branches or your nearest Australia Post office. With 9 out of 10 problems fixed on the spot and towing options direct to your mechanic, NRMA* will keep you moving. Remember, not all branches take cash payments, so check with your branch before you go. In some states, CTP insurance also gives some cover to the driver if injured but at fault in a motor vehicle accident. Find a branch. Car & property damages. . CTP covers the cost of compensation claims of injury to others. Remember, not all branches take cash payments, so check with your branch before you go. Car Insurance - CTP Green Slip (NSW) I always use a comparison tool for my CTP. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. Pay for your CTP Green Slip renewal over the counter at your nearest branch. 67 Allianz $768. This Information Sheet was prepared on 15 May 2021 and applies to all CTP Driver Protection Cover on eligible NRMA CTP . NRMA Insurance is part of the Insurance Australia Group. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. Head to Allianz Car Insurance if you’re looking for this type of cover. NRMA Insurance. Find a branch. New Suncorp CTP Insurance policies commencing on or after 02/08/2023. So we got our CTP renewal paperwork last week. * National Roads and Motorists. Millions of Aussies count on NRMA* roadside assistance for help with breakdowns, flat tyres, batteries and empty fuel tanks. NRMA Insurance is part of the. To compare green slip prices for those vehicle types you need to contact the insurers. NRMA Insurance acknowledges the Traditional Owners of the lands across Australia as the continuing custodians of land and waterways in which we live and work. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. . Yes, if you want to pay for your Green Slip well before or after your registration's due, there are some extra things you have to do. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1. We can help with a range of CTP Green Slip services in a branch, including: Getting a new policy. 92 per month. With 9 out of 10 problems fixed on the spot and towing options direct to your mechanic, NRMA* will keep you moving. Pay for your CTP Green Slip renewal over the counter at your nearest branch. This is because the driver at fault in an accident was not covered to the same extent as other people, unless catastrophically injured. Automatic registration renewal can only be used on 1 vehicle per pension cardholder. *. In this issue you will read about recent regulatory actions by SIRA, the new 'Worker or Contractor Tool', updated factsheet for. How can I pay for my NSW CTP Green Slip? Can I have a different name on my Green Slip to that on my registration? I’m a pensioner, will my registration automatically renew with Service NSW? NRMA Insurance has been insuring Australians for over 90 years. Switch from agreed value to market value. 20% off tinting, surface protection and more. Only candidates who are within three years or six testing windows of their original application qualify for this re-registration fee. Remember:. Pay for your CTP Green Slip renewal over the counter at your nearest branch. ESL explained. Please be advised that you may only change your nominated vehicle under your NRMA membership if you have disposed or sold the current vehicle listed. Remember, not all branches take cash payments, so check with your branch before you go. Truck vehicles in New South Wales have a minimum of three months of CTP insurance. You can search for volunteer opportunities on the My NRMA app. Please try verifying with your Membership number or call 13 11 22. We pay our respects to Elders and ancestors past and present. NRMA launches online Electric Vehicle hub. Find a branch. ^On existing eligible policies, the discount will apply from the date of your next policy renewal. Printing and scanning is no longer the best way to manage documents. Renew now and they will be your CTP insurer until your next rego renewal, after which you will have to choose a new CTP insurer, or: 2. Broken down and need help now? Request Roadside Assistance from NRMA. cards are only available for 12-month CTP policies purchased before 30 September 2022 and whose vehicle registration renewal is due between 11 January 2021 to 30 September 2022. NRMA; QBE; Youi; Zurich used to be an approved insurer under the scheme however they withdrew in March 2015 due to other business priorities. The standards covered by the Code include buying and renewing insurance, claims handling and complaints handling. In person. Pay for your CTP Green Slip renewal over the counter at your nearest branch. Find a branch. The CTP Insurer Premium is variable as CTP Insurers can set different premiums within a premium band. Pay for your CTP Green Slip renewal over the counter at your nearest branch. Check motor vehicle stamp duty. Pay for your CTP Green Slip renewal over the counter at your nearest branch. NRMA Business Members, call 1300 750 633. CTP insurance is mandatory in Australia. Pay for your CTP Green Slip renewal over the counter at your nearest branch. Compare NRMA roadside assistance cover and join the best roadside network in Australia. At 55 years of age with an ordinary sedan car, no convictions, no accidents and maximum no claims bonus I usually get a fairly good price from most insurers but NRMA is ALWAYS a total outlier. Locate nrma ctp refund form and click on Get Form to get started. Renewing online is quick and simple, and only takes a. Pay for your CTP Green Slip renewal over the counter at your nearest branch. Just answer some basic questions and we'll do the rest. Free to download, the My NRMA app provides the latest member benefits, and the best parking and fuel deals in real time, wherever you are. Car insurance: Third Party Fire & Theft from NRMA Insurance. Find a branch. We are with NRMA and the renewal is $736. in NSW, QLD, ACT, TAS, SA, WA and the NT and in NSW, QLD, ACT, SA and WA. Unlimited callouts, up to 100km towing, find the best cover for you. Comprehensive Plus CTP Green Slip Third Party Property Damage Third Party Fire & Theft. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries 1.